Lead Credit Strategy and Policy

Website Wealthsimple

Job Description:

Risk monitoring: evaluating the performance of lending portfolios, and the performance of your campaigns and lending strategies.

Job Responsibilities:

  • The design and testing of retail lending strategies: approval, line management, pricing, limits, authorization.
  • Campaign strategy: looking for opportunities to drive revenue then design campaigns, evaluate challenger performance, and make recommendations to leadership
  • Credit data science team on scorecards and segmentation
  • Business teams on product design
  • Legal on policy and fairness
  • Finance on profitability
  • Technology on strategy deployment and tooling
  • Use data to make better decisions
  • Take ownership and ship it
  • Release incrementally and iteratively
  • Get the best out of the team by leveraging their diverse educational backgrounds
  • Teach and learn from their teammates — we value making others successful

Job Requirements:

  • Experience in retail lending: credit risk, credit product management, collections
  • Experience with statistical analysis: experimental design, champion/challenger (or A/B) testing, model accuracy, optimal threshold, decision trees
  • Leadership experience: managing technical teams, project management
  • Excellent communication: ability to tailor a narrative to the audience
  • Strong data skills: dashboards, reporting, visualization, data manipulation

Job Details:

Company: Wealthsimple

Job Category: Private

Vacancy Type: Full Time

Job Location: Toronto, Ontario, CA

Application Deadline: N/A

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